{
  "canonical_url": "https://lendb.ai/lo/james-hedges-191118",
  "loan_officer": {
    "nmls_id": 191118,
    "slug": "james-hedges-191118",
    "canonical_url": "https://lendb.ai/lo/james-hedges-191118",
    "md_url": "https://lendb.ai/lo/james-hedges-191118.md",
    "json_url": "https://lendb.ai/lo/james-hedges-191118.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/191118",
    "full_name": {
      "value": "Jimmy Hedges",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Jimmy",
    "last_name": "Hedges",
    "headshot_url": {
      "value": "https://silvertonmortgage.com/wp-content/uploads/2026/06/Jimmy-Hedges-BW-e1782745602445-900x900.jpeg",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Has 17 years of experience and is known for helping clients, especially first-time homebuyers. Holds a double major in Finance and Economics and is a President's Club award winner.",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Area Sales Manager",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 17,
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 1561,
      "lender_name": "Vanderbilt Mortgage and Finance, Inc.",
      "lender_slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "branch_city": "Cary",
      "branch_state": "NC",
      "branch_zip": "27511",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://silvertonmortgage.com/jimmyhedges/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1561,
        "lender_name": "Vanderbilt Mortgage and Finance, Inc.",
        "lender_slug": "vanderbilt-mortgage-and-finance-inc-1561",
        "branch_city": "Cary",
        "branch_state": "NC",
        "branch_zip": "27511",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://silvertonmortgage.com/jimmyhedges/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO133858",
        "status": "active",
        "issued_at": "2024-12-10",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "17",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "President's Club award winner",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Double major in Finance and Economics",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Board of Directors, Women's Council of Realtors (since 2014)",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Young Professionals Committee, Raleigh Regional Association of Realtors",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimmyhedges/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 15:45:45.876635+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/james-hedges-191118#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimmyhedges/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-12-10",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": null
  }
}