{
  "canonical_url": "https://lendb.ai/lo/nichelle-miyashiro-1945314",
  "loan_officer": {
    "nmls_id": 1945314,
    "slug": "nichelle-miyashiro-1945314",
    "canonical_url": "https://lendb.ai/lo/nichelle-miyashiro-1945314",
    "md_url": "https://lendb.ai/lo/nichelle-miyashiro-1945314.md",
    "json_url": "https://lendb.ai/lo/nichelle-miyashiro-1945314.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945314",
    "full_name": {
      "value": "Nichelle Miyashiro",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "first_name": "Nichelle",
    "last_name": "Miyashiro",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/XxR0WcIxjlKdxHfvjTruBw/xmiy6KDctAMG5zrS3ucTLEBjxz4LydVRt4cc-oVR8jXH65MHhiQFyLhvsNWDNTqfhU1L3H_UhiwsMULoW_45RbdErKBM84m_8FaRDuZYPt5zvwTV7D-fjGZFou4d-njgMVejlHL4etGXjlBD8LkG99Kktj_QQMDmEF1zGDmJlLM/fzhhhR9n0TJiUPp7-3D7eUoVizd8u4OGxNcIPuQ94HI",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Nichelle Miyashiro became a Mortgage Loan Officer in 2020 and focuses on helping local island families achieve homeownership. She brings experience from mortgage broker roles and prior work in finance, consumer loan operations, mortgage accounting at Bank of Hawaii, and sales consulting.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/nichelle",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/nichelle",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/nichelle",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2020",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/nichelle",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Associates in Arts in Hospitality & Tourism from Kapiʻolani Community College; Bachelors in Business Administration from UH West Oahu",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/nichelle",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Mortgage Broker and Loan Officer for multiple mortgage companies focused on local island families",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/nichelle",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Prior experience in consumer loan operations, mortgage accounting at Bank of Hawaii, staff accounting, and sales consulting",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/nichelle",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:54:24.978793+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nichelle-miyashiro-1945314#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/nichelle",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}