{
  "canonical_url": "https://lendb.ai/lo/michael-delvecchio-195236",
  "loan_officer": {
    "nmls_id": 195236,
    "slug": "michael-delvecchio-195236",
    "canonical_url": "https://lendb.ai/lo/michael-delvecchio-195236",
    "md_url": "https://lendb.ai/lo/michael-delvecchio-195236.md",
    "json_url": "https://lendb.ai/lo/michael-delvecchio-195236.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195236",
    "full_name": {
      "value": "Michael DelVecchio",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "first_name": "Michael",
    "last_name": "DelVecchio",
    "headshot_url": {
      "value": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_15225_Michael_DelVecchio_1777568761",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Michael has more than 25 years of mortgage lending experience and is a Certified VA Home Loan Specialist. Now expanding into the Florida Keys market, serving Colorado, Florida and Illinois.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": "Greenwood Village",
      "branch_state": "CO",
      "branch_zip": "80111",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1820,
        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": "Greenwood Village",
        "branch_state": "CO",
        "branch_zip": "80111",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO80300",
        "status": "active",
        "issued_at": "2021-01-14",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11",
        "confidence": "lender_reported"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "service_area",
        "value": "Colorado, Florida, Illinois",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "service_area",
        "value": "Florida Keys",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "credential",
        "value": "Homes for Heroes affiliate",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 17:07:10.460881+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-delvecchio-195236#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/michael-delvecchio",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": {
      "date": "2021-01-14",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}