{
  "canonical_url": "https://lendb.ai/lo/sandra-moon-1978676",
  "loan_officer": {
    "nmls_id": 1978676,
    "slug": "sandra-moon-1978676",
    "canonical_url": "https://lendb.ai/lo/sandra-moon-1978676",
    "md_url": "https://lendb.ai/lo/sandra-moon-1978676.md",
    "json_url": "https://lendb.ai/lo/sandra-moon-1978676.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1978676",
    "full_name": {
      "value": "Sandy Moon",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
      "verified_at": "2026-10-21"
    },
    "first_name": "Sandy",
    "last_name": "Moon",
    "licensed_names": [
      {
        "name": "Sandra Moon",
        "name_with_middle_initial": "Sandra S. Moon",
        "first_name": "Sandra",
        "middle_initial": "S",
        "last_name": "Moon",
        "states": [
          "CA",
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-15"
      },
      {
        "name": "Sandra Moon",
        "name_with_middle_initial": null,
        "first_name": "Sandra",
        "middle_initial": null,
        "last_name": "Moon",
        "states": [
          "WI"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-21"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
      "verified_at": "2026-10-21"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
      "verified_at": "2026-10-21"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 30,
    "current_employment": {
      "lender_nmls_id": 1935005,
      "lender_name": "Clear Mortgage Capital, Inc.",
      "lender_slug": "clear-mortgage-capital-inc-1935005",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
      "verified_at": "2026-10-21"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1935005,
        "lender_name": "Clear Mortgage Capital, Inc.",
        "lender_slug": "clear-mortgage-capital-inc-1935005",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
        "verified_at": "2026-10-21"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO74620",
        "status": "active",
        "issued_at": "2020-09-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "02198365",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1978676",
        "status": "expired",
        "issued_at": "2020-09-09",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/sandra-moon-1978676#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/107e8613-ee5e-4347-b6ad-d84343f20da0/SandyMoon",
      "verified_at": "2026-10-21"
    },
    "earliest_license_record": {
      "date": "2020-09-09",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2020,
      "state": "WI"
    },
    "federal_registration": null
  }
}