{
  "canonical_url": "https://lendb.ai/lo/joshua-morgart-2019366",
  "loan_officer": {
    "nmls_id": 2019366,
    "slug": "joshua-morgart-2019366",
    "canonical_url": "https://lendb.ai/lo/joshua-morgart-2019366",
    "md_url": "https://lendb.ai/lo/joshua-morgart-2019366.md",
    "json_url": "https://lendb.ai/lo/joshua-morgart-2019366.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2019366",
    "full_name": {
      "value": "Joshua Morgart",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Joshua",
    "last_name": "Morgart",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2024/08/josh-morgart.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Joshua has been based in West Virginia for over 20 years. He finds fulfillment in helping homeowners navigate their unique situations, where every loan scenario presents an opportunity to learn something new.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Cumberland",
      "branch_state": "MD",
      "branch_zip": "21502",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/jmorgart/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Cumberland",
        "branch_state": "MD",
        "branch_zip": "21502",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/jmorgart/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jmorgart/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jmorgart/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "118198",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "WV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jmorgart/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/joshua-morgart-b0b082105/",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jmorgart/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over 20 years",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jmorgart/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Supports Rotary Club of Keyser, Mineral County Parks and Rec, Keyser Area Youth Soccer League, Sleep in Heavenly Peace, and Keyser Athletic Trust",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jmorgart/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:10:52.377758+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joshua-morgart-2019366#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jmorgart/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}