{
  "canonical_url": "https://lendb.ai/lo/ashton-pereida-rice-2022873",
  "loan_officer": {
    "nmls_id": 2022873,
    "slug": "ashton-pereida-rice-2022873",
    "canonical_url": "https://lendb.ai/lo/ashton-pereida-rice-2022873",
    "md_url": "https://lendb.ai/lo/ashton-pereida-rice-2022873.md",
    "json_url": "https://lendb.ai/lo/ashton-pereida-rice-2022873.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022873",
    "full_name": {
      "value": "Ashton Pereida-Rice",
      "source": "state_regulator",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "first_name": "Ashton",
    "last_name": "Pereida-Rice",
    "licensed_names": [
      {
        "name": "Ashton Pereida-Rice",
        "name_with_middle_initial": "Ashton A. Pereida-Rice",
        "first_name": "Ashton",
        "middle_initial": "A",
        "last_name": "Pereida-Rice",
        "states": [
          "CA",
          "IA",
          "NY",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://laderalending.com/clients/12240/uploads/2025/05/Ashton.png",
      "source": "state_regulator",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 5,
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 835555,
      "lender_name": "Ladera Lending, Inc.",
      "lender_slug": "ladera-lending-inc-835555",
      "branch_city": "Ladera Ranch",
      "branch_state": "CA",
      "branch_zip": "92694",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "employment_history": [
      {
        "lender_nmls_id": 835555,
        "lender_name": "Ladera Lending, Inc.",
        "lender_slug": "ladera-lending-inc-835555",
        "branch_city": "Ladera Ranch",
        "branch_state": "CA",
        "branch_zip": "92694",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
        "verified_at": "2026-10-21"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-06-02",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "expired",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dfs.ny.gov/",
        "verified_at": "2026-10-14",
        "confidence": "confirmed",
        "regulator": "ny"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "39242",
        "status": "expired",
        "issued_at": "2020-09-14",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2022873",
        "status": "active",
        "issued_at": "2025-05-14",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0089878",
        "status": "active",
        "issued_at": "2025-05-02",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      }
    ],
    "specialties": [
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
        "verified_at": "2026-10-21"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
        "verified_at": "2026-10-21"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "5",
        "source": "lender_site",
        "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
        "verified_at": "2026-10-21"
      }
    ],
    "last_verified_at": "2026-10-28",
    "updated_at": "2026-10-28 14:33:10.461673+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ashton-pereida-rice-2022873#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/ashton-pereida-rice/",
      "verified_at": "2026-10-21"
    },
    "earliest_license_record": {
      "date": "2020-09-14",
      "state": "IA"
    },
    "licensed_since": {
      "year": 2020,
      "state": "IA"
    },
    "federal_registration": null
  }
}