{
  "canonical_url": "https://lendb.ai/lo/carolina-quijada-2026928",
  "loan_officer": {
    "nmls_id": 2026928,
    "slug": "carolina-quijada-2026928",
    "canonical_url": "https://lendb.ai/lo/carolina-quijada-2026928",
    "md_url": "https://lendb.ai/lo/carolina-quijada-2026928.md",
    "json_url": "https://lendb.ai/lo/carolina-quijada-2026928.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2026928",
    "full_name": {
      "value": "Carolina Quijada",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "first_name": "Carolina",
    "last_name": "Quijada",
    "headshot_url": {
      "value": "https://xperthomelending.com/hs-fs/hubfs/Headshots/Processed/Carolina-Quijada.webp?width=600&name=Carolina-Quijada.webp",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Carolina has an extensive background in real estate and financial services. She is bilingual and licensed in California, Colorado, and Texas.",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2179191,
      "lender_name": "Xpert Home Lending",
      "lender_slug": "xpert-home-lending-2179191",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2179191,
        "lender_name": "Xpert Home Lending",
        "lender_slug": "xpert-home-lending-2179191",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100539462",
        "status": "active",
        "issued_at": "2024-07-10",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=330510&contact=562428",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "California, Colorado, Texas",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Bilingual loan originator",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:12:37.722507+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carolina-quijada-2026928#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/carolina-quijada",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2024-07-10",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2024,
      "state": "CO"
    },
    "federal_registration": null
  }
}