{
  "canonical_url": "https://lendb.ai/lo/lena-sisavath-pham-2034671",
  "loan_officer": {
    "nmls_id": 2034671,
    "slug": "lena-sisavath-pham-2034671",
    "canonical_url": "https://lendb.ai/lo/lena-sisavath-pham-2034671",
    "md_url": "https://lendb.ai/lo/lena-sisavath-pham-2034671.md",
    "json_url": "https://lendb.ai/lo/lena-sisavath-pham-2034671.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2034671",
    "full_name": {
      "value": "Lena Savai Sisavath-Pham",
      "source": "state_regulator",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Lena",
    "last_name": "Sisavath-Pham",
    "headshot_url": {
      "value": "https://tfhomeloans.com/wp-content/uploads/2025/02/L-Pham-1024x1024.png",
      "source": "state_regulator",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Lena Savai Sisavath-Pham is a Loan Officer in Salt Lake City, Utah, with over 20 years helping families with homeownership. Their profile says they are licensed in Texas and Utah. Their clients call them The Mortgage Parent, and their business is based on referrals.",
      "source": "state_regulator",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 4181,
      "lender_name": "Top Flite Financial, Inc.",
      "lender_slug": "top-flite-financial-inc-4181",
      "branch_city": "Salt Lake City",
      "branch_state": "UT",
      "branch_zip": "84121",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 4181,
        "lender_name": "Top Flite Financial, Inc.",
        "lender_slug": "top-flite-financial-inc-4181",
        "branch_city": "Salt Lake City",
        "branch_state": "UT",
        "branch_zip": "84121",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2022-11-01",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      },
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 05:11:42.737333+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/lena-sisavath-pham-2034671#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://tfhomeloans.com/Loan-Officers/lpham/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2022-11-01",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2022,
      "state": "TX"
    },
    "federal_registration": null
  }
}