{
  "canonical_url": "https://lendb.ai/lo/yohyon-pharr-204702",
  "loan_officer": {
    "nmls_id": 204702,
    "slug": "yohyon-pharr-204702",
    "canonical_url": "https://lendb.ai/lo/yohyon-pharr-204702",
    "md_url": "https://lendb.ai/lo/yohyon-pharr-204702.md",
    "json_url": "https://lendb.ai/lo/yohyon-pharr-204702.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/204702",
    "full_name": {
      "value": "Yohyon Pharr",
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Yohyon",
    "last_name": "Pharr",
    "headshot_url": {
      "value": "https://www.globalcu.org/siteassets/images/headshots/aumc-ak/yohyon-pharr_profile2.webp",
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Yohyon Pharr has over 25 years in banking and in residential and commercial real estate lending. They specialize in self-employed borrowers, corporate relocation clients and first-time homebuyers. They volunteer extensively in the Anchorage community and received the First Lady's Award in 2003.",
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Sr. Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 409001,
      "lender_name": "Global Federal Credit Union",
      "lender_slug": "global-federal-credit-union-409001",
      "branch_city": "Anchorage",
      "branch_state": "AK",
      "branch_zip": "99503",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 409001,
        "lender_name": "Global Federal Credit Union",
        "lender_slug": "global-federal-credit-union-409001",
        "branch_city": "Anchorage",
        "branch_state": "AK",
        "branch_zip": "99503",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteers extensively in the Anchorage community",
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "First Lady's Award, 2003",
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "YWCA Woman of Achievement, 2003",
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Participated on a Governor's committee of 55 Alaskans on Alaska fiscal policy at the Conference of Alaskans in 2004",
        "source": "lender_site",
        "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 07:35:36.885448+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/yohyon-pharr-204702#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.globalcu.org/home-loans/resources/originators/Yohyon-Pharr/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}