{
  "canonical_url": "https://lendb.ai/lo/cole-johnson-2073293",
  "loan_officer": {
    "nmls_id": 2073293,
    "slug": "cole-johnson-2073293",
    "canonical_url": "https://lendb.ai/lo/cole-johnson-2073293",
    "md_url": "https://lendb.ai/lo/cole-johnson-2073293.md",
    "json_url": "https://lendb.ai/lo/cole-johnson-2073293.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2073293",
    "full_name": {
      "value": "Cole Johnson",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Cole",
    "last_name": "Johnson",
    "licensed_names": [
      {
        "name": "Cole Johnson",
        "name_with_middle_initial": "Cole R. Johnson",
        "first_name": "Cole",
        "middle_initial": "R",
        "last_name": "Johnson",
        "states": [
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": {
      "value": "https://lenderexpress.com/wp-content/uploads/2026/04/Cole-Johnson.webp",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Cole Johnson is a Loan Originator licensed in Texas. They say they have worked through scenarios for 10 years and their profile lists FHA and VA loans as specialties. They say they serve Texas families and investors.",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Originator",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1963444,
      "lender_name": "Lender Express Mortgage LLC",
      "lender_slug": "lender-express-mortgage-llc-1963444",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "lender_slug": "lender-express-mortgage-llc-1963444",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2021-07-06",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com",
        "verified_at": "2026-10-13"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com",
        "verified_at": "2026-10-13"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Texas",
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 17:35:12.919456+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/cole-johnson-2073293#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-07-06",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2021,
      "state": "TX"
    },
    "federal_registration": null
  }
}