{
  "canonical_url": "https://lendb.ai/lo/ann-sharma-2100256",
  "loan_officer": {
    "nmls_id": 2100256,
    "slug": "ann-sharma-2100256",
    "canonical_url": "https://lendb.ai/lo/ann-sharma-2100256",
    "md_url": "https://lendb.ai/lo/ann-sharma-2100256.md",
    "json_url": "https://lendb.ai/lo/ann-sharma-2100256.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2100256",
    "full_name": {
      "value": "Ann Sharma",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "first_name": "Ann",
    "last_name": "Sharma",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/UPdKhvhvaOlUuyO2jAW7kw/_13GjMJ37YOsAK5DQbdcF8tXABB-vMbmW0u91X516ny12yDPTIGKpDW6NAqNZFAFp6u-GgAY2P2gWsDdFFRh9VyTilxMPqQltggezlYF9KHMr7-PQygsttZrHNcpyg2fkhq8H4VFGWc4YVhPZvh3R6yC61fxG0sviHsGAYaNQzVhPfgIF1ha5bUnwYWyt5BE/O9KWr7awWwTXKiKGg6h1u2P9Smv9SzDa9Ui9gaTOMbs",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Ann Sharma brings over 20 years of real estate licensing experience and specializes in understanding all aspects of mortgage transactions. She is licensed in NC, SC, and FL and combines real estate and financing expertise to guide clients through purchases, refinances, and other home transactions.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/ann",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/ann",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/ann",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO85811",
        "status": "active",
        "issued_at": "2021-04-15",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/ann",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/ann",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "credential",
        "value": "Licensed in real estate for over 20 years",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/ann",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "NC, SC, and FL",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/ann",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:54:13.191963+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ann-sharma-2100256#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/ann",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2021-04-15",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}