{
  "canonical_url": "https://lendb.ai/lo/breanna-johnson-2124423",
  "loan_officer": {
    "nmls_id": 2124423,
    "slug": "breanna-johnson-2124423",
    "canonical_url": "https://lendb.ai/lo/breanna-johnson-2124423",
    "md_url": "https://lendb.ai/lo/breanna-johnson-2124423.md",
    "json_url": "https://lendb.ai/lo/breanna-johnson-2124423.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2124423",
    "full_name": {
      "value": "Breanna Johnson",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "first_name": "Breanna",
    "last_name": "Johnson",
    "headshot_url": {
      "value": "https://www.frandsenbank.com/contentful/images/rk3hwr69vz0r/5DAA35Jf7XmpWoYYUpKGDB/ed462051a34057734c647c54acb442e4/Breanna_Johnson.jpg",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Breanna Johnson is a Retail Banking Manager in Duluth, MN. They have more than 10 years in the banking industry and serve as retail banking manager for Duluth and Hermantown. They say they specialize in processing personal loans, including home equity lines of credit and auto loans.",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Retail Banking Manager",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 718070,
      "lender_name": "Frandsen Bank & Trust",
      "lender_slug": "frandsen-bank-trust-718070",
      "branch_city": "Duluth",
      "branch_state": "MN",
      "branch_zip": "55802",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 718070,
        "lender_name": "Frandsen Bank & Trust",
        "lender_slug": "frandsen-bank-trust-718070",
        "branch_city": "Duluth",
        "branch_state": "MN",
        "branch_zip": "55802",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "new-construction",
        "label": "New construction",
        "lender_nmls_id": 718070,
        "lender_name": "Frandsen Bank & Trust",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/",
        "verified_at": "2026-10-16"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 718070,
        "lender_name": "Frandsen Bank & Trust",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "Retail banking manager for Duluth and Hermantown",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Duluth and Hermantown",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteers at Second Harvest Food Bank, packing food boxes for the past several years",
        "source": "lender_site",
        "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 14:56:50.139223+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/breanna-johnson-2124423#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/professionals/breanna-johnson",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}