{
  "canonical_url": "https://lendb.ai/lo/taylor-gutierrez-2137813",
  "loan_officer": {
    "nmls_id": 2137813,
    "slug": "taylor-gutierrez-2137813",
    "canonical_url": "https://lendb.ai/lo/taylor-gutierrez-2137813",
    "md_url": "https://lendb.ai/lo/taylor-gutierrez-2137813.md",
    "json_url": "https://lendb.ai/lo/taylor-gutierrez-2137813.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2137813",
    "full_name": {
      "value": "Taylor Gutierrez",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Taylor",
    "last_name": "Gutierrez",
    "headshot_url": {
      "value": "https://nfmlending.com/wp-content/uploads/Taylor-Gutierrez-1x1-2.png",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "With 15 years of customer service and 5 years in mortgage, Taylor focuses on clear communication and stress-free transactions. They serve El Paso County and surrounding areas, helping first-time buyers, military families, self-employed borrowers, and those seeking down payment assistance.",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 5,
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 2893,
      "lender_name": "NFM Lending",
      "lender_slug": "nfm-lending-2893",
      "branch_city": "Colorado Springs",
      "branch_state": "CO",
      "branch_zip": "80920",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2893,
        "lender_name": "NFM Lending",
        "lender_slug": "nfm-lending-2893",
        "branch_city": "Colorado Springs",
        "branch_state": "CO",
        "branch_zip": "80920",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100529080",
        "status": "active",
        "issued_at": "2021-12-13",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=287090&contact=512174",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Taylor has a short recorded video intro on NFM Lending's site.",
        "listen_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      }
    ],
    "facts": [
      {
        "kind": "years_experience",
        "value": "5",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "El Paso County and surrounding areas",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 04:12:46.693633+00",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/taylor-gutierrez-2137813#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/",
      "verified_at": "2026-10-09"
    }
  }
}