{
  "canonical_url": "https://lendb.ai/lo/torrey-hammond-2143764",
  "loan_officer": {
    "nmls_id": 2143764,
    "slug": "torrey-hammond-2143764",
    "canonical_url": "https://lendb.ai/lo/torrey-hammond-2143764",
    "md_url": "https://lendb.ai/lo/torrey-hammond-2143764.md",
    "json_url": "https://lendb.ai/lo/torrey-hammond-2143764.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2143764",
    "full_name": {
      "value": "Torrey Hammond",
      "source": "state_regulator",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "first_name": "Torrey",
    "last_name": "Hammond",
    "headshot_url": {
      "value": "https://39552115.fs1.hubspotusercontent-na1.net/hubfs/39552115/Loan%20Officer%20Headshots/Torrey%20Hammond%20-%20Web.png",
      "source": "state_regulator",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Torrey Hammond is a mortgage loan originator who serves Fairview and greater Dallas-Fort Worth in Texas. They say they specialize in helping first-time homebuyers and investors growing their portfolios. They previously worked as an IT Manager and personally own and manage rental properties in Texas.",
      "source": "state_regulator",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "state_regulator",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 113054,
      "lender_name": "The Mortgage Link, Inc.",
      "lender_slug": "the-mortgage-link-inc-113054",
      "branch_city": "Dallas",
      "branch_state": "TX",
      "branch_zip": "75203",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 113054,
        "lender_name": "The Mortgage Link, Inc.",
        "lender_slug": "the-mortgage-link-inc-113054",
        "branch_city": "Dallas",
        "branch_state": "TX",
        "branch_zip": "75203",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-06-17",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/torrey-hammond-9204926/",
        "source": "lender_site",
        "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Fairview and greater Dallas-Fort Worth areas in Texas",
        "source": "lender_site",
        "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "former IT Manager",
        "source": "lender_site",
        "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 17:34:31.85574+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/torrey-hammond-2143764#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.themortgagelink.com/loan-officer/torrey-hammond",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-06-17",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2025,
      "state": "TX"
    },
    "federal_registration": null
  }
}