{
  "canonical_url": "https://lendb.ai/lo/matt-widdicombe-2156013",
  "loan_officer": {
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    "slug": "matt-widdicombe-2156013",
    "canonical_url": "https://lendb.ai/lo/matt-widdicombe-2156013",
    "md_url": "https://lendb.ai/lo/matt-widdicombe-2156013.md",
    "json_url": "https://lendb.ai/lo/matt-widdicombe-2156013.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2156013",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
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    "last_name": "Widdicombe",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/cnmaw-matt-widdicombe.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
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      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
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      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
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    "years_experience": null,
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    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
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      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Chesterfield",
      "branch_state": "MO",
      "branch_zip": "63005",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Chesterfield",
        "branch_state": "MO",
        "branch_zip": "63005",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
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        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2021",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "St. Louis area",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Part of The Widdicombe Team",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 01:12:21.315948+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/matt-widdicombe-2156013#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mo/chesterfield/matt-widdicombe-122-cnmaw.html",
      "verified_at": "2026-10-09"
    },
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    "federal_registration": null
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}