{
  "canonical_url": "https://lendb.ai/lo/justin-boyd-219007",
  "loan_officer": {
    "nmls_id": 219007,
    "slug": "justin-boyd-219007",
    "canonical_url": "https://lendb.ai/lo/justin-boyd-219007",
    "md_url": "https://lendb.ai/lo/justin-boyd-219007.md",
    "json_url": "https://lendb.ai/lo/justin-boyd-219007.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219007",
    "full_name": {
      "value": "Justin Boyd",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Justin",
    "last_name": "Boyd",
    "headshot_url": {
      "value": "https://prosperitybankhomeloans.com/wp-content/uploads/2025/10/Justin-Boyd.png",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Justin has originated over $1 billion in loans since starting his mortgage career in 2006. Based in Austin, he specializes in home buying, refinancing, construction, and renovation lending.",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "title": null,
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 466414,
      "lender_name": "Prosperity Bank",
      "lender_slug": "prosperity-bank-466414",
      "branch_city": "Austin",
      "branch_state": "TX",
      "branch_zip": "78746",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 466414,
        "lender_name": "Prosperity Bank",
        "lender_slug": "prosperity-bank-466414",
        "branch_city": "Austin",
        "branch_state": "TX",
        "branch_zip": "78746",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Originated and/or managed over $1 Billion in loan production",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Texas A&M University",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:47:35.17394+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/justin-boyd-219007#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/justin-boyd/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}