{
  "canonical_url": "https://lendb.ai/lo/cole-hall-2220034",
  "loan_officer": {
    "nmls_id": 2220034,
    "slug": "cole-hall-2220034",
    "canonical_url": "https://lendb.ai/lo/cole-hall-2220034",
    "md_url": "https://lendb.ai/lo/cole-hall-2220034.md",
    "json_url": "https://lendb.ai/lo/cole-hall-2220034.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2220034",
    "full_name": {
      "value": "Cole Hall",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Cole",
    "last_name": "Hall",
    "headshot_url": null,
    "bio": {
      "value": "Cole Hall is a Mortgage Banker in Charleston, South Carolina. Their military career with the Air Force began in 2013, and they later worked as a Branch Manager at a VA contracting company. Their profile says they specialize in VA loans and take pride in assisting first-time homebuyers.",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 132111,
      "lender_name": "Sente Mortgage, Inc.",
      "lender_slug": "sente-mortgage-inc-132111",
      "branch_city": "Charleston",
      "branch_state": "SC",
      "branch_zip": "29403",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 132111,
        "lender_name": "Sente Mortgage, Inc.",
        "lender_slug": "sente-mortgage-inc-132111",
        "branch_city": "Charleston",
        "branch_state": "SC",
        "branch_zip": "29403",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Charleston, Mount Pleasant, Summerville, North Charleston, Goose Creek, Hanahan",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:19:55.203593+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/cole-hall-2220034#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/cole-hall/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}