{
  "canonical_url": "https://lendb.ai/lo/emma-butler-223759",
  "loan_officer": {
    "nmls_id": 223759,
    "slug": "emma-butler-223759",
    "canonical_url": "https://lendb.ai/lo/emma-butler-223759",
    "md_url": "https://lendb.ai/lo/emma-butler-223759.md",
    "json_url": "https://lendb.ai/lo/emma-butler-223759.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223759",
    "full_name": {
      "value": "Emma Butler",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "first_name": "Emma",
    "last_name": "Butler",
    "headshot_url": {
      "value": "https://neighborhoodloans.com/wp-content/uploads/2021/10/emma-web.jpg",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Emma Butler has over a decade of experience originating real estate transactions. They focus on self-employed clients and those seeking jumbo or multi-unit financing.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Sr. VP of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 222982,
      "lender_name": "Neighborhood Loans",
      "lender_slug": "neighborhood-loans-222982",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://neighborhoodloans.com/emma-butler/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 222982,
        "lender_name": "Neighborhood Loans",
        "lender_slug": "neighborhood-loans-222982",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://neighborhoodloans.com/emma-butler/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/emma-butler/",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO148919",
        "status": "active",
        "issued_at": "2026-06-19",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/emma-butler/",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/emma-butler/",
        "verified_at": "2026-10-10"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/emma-butler/",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "education",
        "value": "University of Limerick, degree in Computer Science",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/emma-butler/",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-11 04:46:38.607445+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/emma-butler-223759#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/emma-butler/",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": {
      "date": "2026-06-19",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}