{
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  "loan_officer": {
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    "canonical_url": "https://lendb.ai/lo/kathryn-pedersen-223884",
    "md_url": "https://lendb.ai/lo/kathryn-pedersen-223884.md",
    "json_url": "https://lendb.ai/lo/kathryn-pedersen-223884.json",
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
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    "headshot_url": {
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      "verified_at": "2026-10-09"
    },
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      "value": "Colorado native with over 25 years of lending experience serving Yampa Valley. Voted Best of the Boat and Best Mortgage Broker for 10 consecutive years.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
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      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 16,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
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    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_state": "CO",
      "branch_zip": "80487",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
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        "branch_state": "CO",
        "branch_zip": "80487",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "lender_type": "imb",
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        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      }
    ],
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        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=139927&contact=222272",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NE",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Craig, Steamboat Springs, Hayden, Oak Creek, CO",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 15:01:21.234702+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kathryn-pedersen-223884#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/steamboat-springs-co-5144/kathryn-pedersen/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
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      "state": "CO"
    },
    "federal_registration": null
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}