{
  "canonical_url": "https://lendb.ai/lo/phil-jawny-224037",
  "loan_officer": {
    "nmls_id": 224037,
    "slug": "phil-jawny-224037",
    "canonical_url": "https://lendb.ai/lo/phil-jawny-224037",
    "md_url": "https://lendb.ai/lo/phil-jawny-224037.md",
    "json_url": "https://lendb.ai/lo/phil-jawny-224037.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224037",
    "full_name": {
      "value": "Phil Jawny",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Phil",
    "last_name": "Jawny",
    "headshot_url": {
      "value": "https://townebankmortgage.com/getattachment/f6d74159-1197-43c6-97a9-c85f3e783d62/Jawny_Phil_Web-(1).jpg?lang=en-US&ext=.jpg",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Phil Jawny heads The Jawny Group, an experienced lending team offering guidance for first-time homebuyers, investment properties, and refinancing. The group has a strong track record of customer service and long-lasting client relationships.",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 512138,
      "lender_name": "TowneBank Mortgage",
      "lender_slug": "townebank-mortgage-512138",
      "branch_city": "Raleigh",
      "branch_state": "NC",
      "branch_zip": "27612",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 512138,
        "lender_name": "TowneBank Mortgage",
        "lender_slug": "townebank-mortgage-512138",
        "branch_city": "Raleigh",
        "branch_state": "NC",
        "branch_zip": "27612",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://townebankmortgage.com/officers/the-jawny-group/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/philipjawny/",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Leads The Jawny Group, a team-based lending operation",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:55:13.599174+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/phil-jawny-224037#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/the-jawny-group/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}