{
  "canonical_url": "https://lendb.ai/lo/jeff-markell-224196",
  "loan_officer": {
    "nmls_id": 224196,
    "slug": "jeff-markell-224196",
    "canonical_url": "https://lendb.ai/lo/jeff-markell-224196",
    "md_url": "https://lendb.ai/lo/jeff-markell-224196.md",
    "json_url": "https://lendb.ai/lo/jeff-markell-224196.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224196",
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      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jeff",
    "last_name": "Markell",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/KS3tOKBnAco70gPGw70AHw/3lYQS1jLmI1TgssWuLCfDUlgAKYNNCtmGGvIPZpg6RZ7pw6fFkdH1v7zBcMtd7oAd_xrnP9IFUkcVUbYpDADFRJPAJYlO4aQ2aAxzIp0DqztwMy03itST_VxhT652B6GGS3gZpKoXkUwSshELDUoeHXNkXm1Pic0pEKjrtwDgoKvdS-qco4PWzGS8jZ7i_QN/agRum6xiMuGFNHVMoTQUUB0mQimke7j6kKBZ9dqctGA",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jeff entered the mortgage industry in 1996 and has nearly three decades of experience in mortgage origination, real estate sales, and leadership roles. Licensed in California and Oregon, he serves as a trusted advisor known for his calm, educational approach to lending strategy and financial planning.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
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      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/jeff",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/jeff",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jeff",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jeff",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jeff",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jeff",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Actively supports dog rescue organizations",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jeff",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:02:20.573789+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jeff-markell-224196#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jeff",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}