{
  "canonical_url": "https://lendb.ai/lo/kevin-joon-chang-2250673",
  "loan_officer": {
    "nmls_id": 2250673,
    "slug": "kevin-joon-chang-2250673",
    "canonical_url": "https://lendb.ai/lo/kevin-joon-chang-2250673",
    "md_url": "https://lendb.ai/lo/kevin-joon-chang-2250673.md",
    "json_url": "https://lendb.ai/lo/kevin-joon-chang-2250673.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2250673",
    "full_name": {
      "value": "Kevin Joon Chang",
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "first_name": "Kevin",
    "last_name": "Chang",
    "headshot_url": {
      "value": "https://cpslending.com/grs/uploads/profile-images/profile-11-1779216105235-547061802.jpg",
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Kevin Joon Chang is a Senior Loan Officer and Team Lead in Placentia, CA. They say they specialize in creative financing solutions, including non-QM stated programs and VA loans, for borrowers outside traditional lending molds. They are a military veteran.",
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Senior Loan Officer / Team Lead",
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1579697,
      "lender_name": "Oz Gram Investment, Inc.",
      "lender_slug": "oz-gram-investment-inc-1579697",
      "branch_city": "Placentia",
      "branch_state": "CA",
      "branch_zip": "92870",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://cpslending.com/kevin/pf",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1579697,
        "lender_name": "Oz Gram Investment, Inc.",
        "lender_slug": "oz-gram-investment-inc-1579697",
        "branch_city": "Placentia",
        "branch_state": "CA",
        "branch_zip": "92870",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://cpslending.com/kevin/pf",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://cpslending.com/kevin/pf",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2250673",
        "status": "active",
        "issued_at": "2022-03-02",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kevin-joon-chang-2250673#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://cpslending.com/kevin/pf",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2022-03-02",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2022,
      "state": "CA"
    },
    "federal_registration": null
  }
}