{
  "canonical_url": "https://lendb.ai/lo/harold-perkins-227298",
  "loan_officer": {
    "nmls_id": 227298,
    "slug": "harold-perkins-227298",
    "canonical_url": "https://lendb.ai/lo/harold-perkins-227298",
    "md_url": "https://lendb.ai/lo/harold-perkins-227298.md",
    "json_url": "https://lendb.ai/lo/harold-perkins-227298.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/227298",
    "full_name": {
      "value": "Harold Perkins",
      "source": "state_regulator",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "first_name": "Harold",
    "last_name": "Perkins",
    "licensed_names": [
      {
        "name": "Harold Perkins",
        "name_with_middle_initial": "Harold A. Perkins",
        "first_name": "Harold",
        "middle_initial": "A",
        "last_name": "Perkins",
        "states": [
          "CA",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://galaxylendinggroup.com/clients/25839/uploads/2025/08/Harold-for-Website.jpg",
      "source": "state_regulator",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "bio": null,
    "title": {
      "value": "President/Managing Member",
      "source": "state_regulator",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 142766,
      "lender_name": "Galaxy Lending Group LLC",
      "lender_slug": "galaxy-lending-group-llc-142766",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "employment_history": [
      {
        "lender_nmls_id": 142766,
        "lender_name": "Galaxy Lending Group LLC",
        "lender_slug": "galaxy-lending-group-llc-142766",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "verified_at": "2026-10-22"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2020-01-22",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2016-05-31",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "verified_at": "2026-10-22",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI227298",
        "status": "inactive",
        "issued_at": "2023-02-17",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "verified_at": "2026-10-22"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "role",
        "value": "President and Managing Member of Galaxy Lending Group",
        "source": "lender_site",
        "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "service_area",
        "value": "Arizona, Washington, Oregon, Texas, Colorado, Minnesota",
        "source": "lender_site",
        "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
        "verified_at": "2026-10-22"
      }
    ],
    "last_verified_at": "2026-10-22",
    "updated_at": "2026-10-22 20:42:24.884659+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/harold-perkins-227298#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://galaxylendinggroup.com/team-member/harold-perkins/",
      "verified_at": "2026-10-22"
    },
    "earliest_license_record": {
      "date": "2016-05-31",
      "state": "OR"
    },
    "licensed_since": {
      "year": 2016,
      "state": "OR"
    },
    "federal_registration": null
  }
}