{
  "canonical_url": "https://lendb.ai/lo/andrew-stephens-2306434",
  "loan_officer": {
    "nmls_id": 2306434,
    "slug": "andrew-stephens-2306434",
    "canonical_url": "https://lendb.ai/lo/andrew-stephens-2306434",
    "md_url": "https://lendb.ai/lo/andrew-stephens-2306434.md",
    "json_url": "https://lendb.ai/lo/andrew-stephens-2306434.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2306434",
    "full_name": {
      "value": "Andrew Stephens",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "verified_at": "2026-10-15"
    },
    "first_name": "Andrew",
    "last_name": "Stephens",
    "licensed_names": [
      {
        "name": "Andrew Stephens",
        "name_with_middle_initial": "Andrew C. Stephens",
        "first_name": "Andrew",
        "middle_initial": "C",
        "last_name": "Stephens",
        "states": [
          "CA",
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://di1v4rx98wr59.cloudfront.net/8e63db1eb3f76/c36c149c9a71c9b940fa996772670cbf948ab121.jpg",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1942,
      "lender_name": "United American Mortgage Corporation",
      "lender_slug": "united-american-mortgage-corporation-1942",
      "branch_city": "Costa Mesa",
      "branch_state": "CA",
      "branch_zip": "92626",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1942,
        "lender_name": "United American Mortgage Corporation",
        "lender_slug": "united-american-mortgage-corporation-1942",
        "branch_city": "Costa Mesa",
        "branch_state": "CA",
        "branch_zip": "92626",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uamco.com/loan-officer/andrew-stephens",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO115209",
        "status": "expired",
        "issued_at": "2022-11-16",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2306434",
        "status": "inactive",
        "issued_at": "2022-09-01",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/andrew-c-stephens1",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-23 04:43:05.584617+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/andrew-stephens-2306434#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/andrew-stephens",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2022-09-01",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2022,
      "state": "CA"
    },
    "federal_registration": null
  }
}