{
  "canonical_url": "https://lendb.ai/lo/kimberly-wydra-231268",
  "loan_officer": {
    "nmls_id": 231268,
    "slug": "kimberly-wydra-231268",
    "canonical_url": "https://lendb.ai/lo/kimberly-wydra-231268",
    "md_url": "https://lendb.ai/lo/kimberly-wydra-231268.md",
    "json_url": "https://lendb.ai/lo/kimberly-wydra-231268.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231268",
    "full_name": {
      "value": "Kimberly Wydra",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "first_name": "Kimberly",
    "last_name": "Wydra",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/jc8RIbF335-RsxzTIhwkzw/lX1FL1qGWIiqERatW5h5VrKxZyB-L6cs10xuhqXhcGj2ix8-qKFsOkWH2Zmj0qXGi9NASCQovDFNxOvtEbkPxQ8wdO-r0c1U-S7HyhNzi5oB5IIjQKWnyKWubNQ7GUrNoUrbMAc1iFULhL_Fu6PO4A/BlVlrq9r1VM81Ljma88A3aypImjx-mK3RoxHJEQLjkk",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Kim has served Nevada County residents for over 36 years in home lending. She holds a Bachelor of Science in Commerce and Master's degree in Management, plus a California Real Estate Broker's license for over 20 years, with certifications in Reverse Mortgage and Construction lending.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 36,
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/kwydra",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/kwydra",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "36",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science in Commerce and Master's degree in Management and Supervision",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "California Real Estate Broker's license for over 20 years",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Nevada County",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Volunteers with Soroptimist International of Grass Valley and Finance Council of St. Patrick's Church",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kwydra",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:00:36.488066+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kimberly-wydra-231268#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kwydra",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}