{
  "canonical_url": "https://lendb.ai/lo/jeffrey-cota-232239",
  "loan_officer": {
    "nmls_id": 232239,
    "slug": "jeffrey-cota-232239",
    "canonical_url": "https://lendb.ai/lo/jeffrey-cota-232239",
    "md_url": "https://lendb.ai/lo/jeffrey-cota-232239.md",
    "json_url": "https://lendb.ai/lo/jeffrey-cota-232239.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232239",
    "full_name": {
      "value": "Jeff Cota, CRMP",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jeff",
    "last_name": "Cota",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/619affcfe9081f78/Website-8179_Cota_232239.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Certified Reverse Mortgage Professional (CRMP) with over 20 years of home financing experience. Specializes in reverse mortgages for senior homeowners, incorporating housing wealth into retirement planning.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Certified Reverse Mortgage Professional",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 8,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "San Diego",
      "branch_state": "CA",
      "branch_zip": "92108",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92108",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO56711",
        "status": "active",
        "issued_at": "2018-10-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/jeff-cota-54098b8/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Certified Reverse Mortgage Professional (CRMP); one of approximately 200 CRMPs credentialed by National Reverse Mortgage Lenders Association",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:52:19.531468+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jeffrey-cota-232239#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2018,
      "state": "FL"
    },
    "federal_registration": null
  }
}