{
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    "md_url": "https://lendb.ai/lo/melissa-tubau-2353523.md",
    "json_url": "https://lendb.ai/lo/melissa-tubau-2353523.json",
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      "verified_at": "2026-10-09"
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      "verified_at": "2026-10-09"
    },
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      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
      "verified_at": "2026-10-09"
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    "claimed_at": null,
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      "lender_slug": "guild-mortgage-3274",
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      "branch_state": "TX",
      "branch_zip": "77380",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
      "lender_type": "imb",
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      "source_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
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        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "The Woodlands",
        "branch_state": "TX",
        "branch_zip": "77380",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
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        "issued_at": "2022-08-29",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "active",
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        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
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    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-13",
    "updated_at": "2026-10-13 15:28:16.208057+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/melissa-tubau-2353523#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/tx/thewoodlands/melissa-tubau-895-chmtu.html",
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}