{
  "canonical_url": "https://lendb.ai/lo/josh-lanz-2395165",
  "loan_officer": {
    "nmls_id": 2395165,
    "slug": "josh-lanz-2395165",
    "canonical_url": "https://lendb.ai/lo/josh-lanz-2395165",
    "md_url": "https://lendb.ai/lo/josh-lanz-2395165.md",
    "json_url": "https://lendb.ai/lo/josh-lanz-2395165.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2395165",
    "full_name": {
      "value": "Josh Lanz",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "first_name": "Josh",
    "last_name": "Lanz",
    "headshot_url": {
      "value": "https://www.firstmid.com/assets/files/ESagoa76/JoshLanz_275x360.jpg",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Josh Lanz is a Mortgage Loan Officer in Mediapolis, Iowa. They have been in financial services for eight years, and their profile lists down payment assistance programs as a specialty, including FHLB, IFA, and local assistance options. They volunteer with Junior Achievement and local Paint-a-thon projects.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 8,
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 411170,
      "lender_name": "First Mid Bank & Trust",
      "lender_slug": "first-mid-bank-trust-411170",
      "branch_city": "Mediapolis",
      "branch_state": "IA",
      "branch_zip": "52637",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.firstmid.com/staff/josh-lanz",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411170,
        "lender_name": "First Mid Bank & Trust",
        "lender_slug": "first-mid-bank-trust-411170",
        "branch_city": "Mediapolis",
        "branch_state": "IA",
        "branch_zip": "52637",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.firstmid.com/staff/josh-lanz",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/josh-lanz",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/josh-lanz",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "8",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/josh-lanz",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "community",
        "value": "Junior Achievement classroom volunteer and Paint-a-thon projects",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/josh-lanz",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 13:14:41.947148+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/josh-lanz-2395165#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/josh-lanz",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}