{
  "canonical_url": "https://lendb.ai/lo/ecaterina-calandea-2436931",
  "loan_officer": {
    "nmls_id": 2436931,
    "slug": "ecaterina-calandea-2436931",
    "canonical_url": "https://lendb.ai/lo/ecaterina-calandea-2436931",
    "md_url": "https://lendb.ai/lo/ecaterina-calandea-2436931.md",
    "json_url": "https://lendb.ai/lo/ecaterina-calandea-2436931.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436931",
    "full_name": {
      "value": "Ecaterina Calandea",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Ecaterina",
    "last_name": "Calandea",
    "headshot_url": {
      "value": "https://tridenthomeloans.com/wp-content/uploads/2025/05/MLO-headshots-2024-450x550.png",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Ecaterina is a Mortgage Loan Originator in Pensacola who earned an Accounting degree from Pensacola State College and joined Trident Home Loans in 2021. They speak Romanian, Russian, English and Spanish.",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es",
        "ro",
        "ru"
      ],
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 65716,
      "lender_name": "Trident Home Loans",
      "lender_slug": "trident-home-loans-65716",
      "branch_city": "Pensacola",
      "branch_state": "FL",
      "branch_zip": "32504",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "lender_slug": "trident-home-loans-65716",
        "branch_city": "Pensacola",
        "branch_state": "FL",
        "branch_zip": "32504",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://tridenthomeloans.com/ecaterina-calandea/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO136073",
        "status": "active",
        "issued_at": "2025-03-10",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "condo",
        "label": "Condo",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "low-credit",
        "label": "Low credit score",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "joined Trident Home Loans in 2021",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Accounting degree, Pensacola State College, 2020",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 01:30:03.400097+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ecaterina-calandea-2436931#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/ecaterina-calandea/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-03-10",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}