{
  "canonical_url": "https://lendb.ai/lo/damaris-campos-2478819",
  "loan_officer": {
    "nmls_id": 2478819,
    "slug": "damaris-campos-2478819",
    "canonical_url": "https://lendb.ai/lo/damaris-campos-2478819",
    "md_url": "https://lendb.ai/lo/damaris-campos-2478819.md",
    "json_url": "https://lendb.ai/lo/damaris-campos-2478819.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2478819",
    "full_name": {
      "value": "Damaris Campos",
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Damaris",
    "last_name": "Campos",
    "licensed_names": [
      {
        "name": "Damaris Campos",
        "name_with_middle_initial": "Damaris I. Campos",
        "first_name": "Damaris",
        "middle_initial": "I",
        "last_name": "Campos",
        "states": [
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": {
      "value": "https://smartermortgagelending.com/wp-content/uploads/2015/09/Damaris-pic-350x350.webp",
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Loan Origination Officer",
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 8,
      "source": "lender_site",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1817406,
      "lender_name": "Smarter Mortgage LLC",
      "lender_slug": "smarter-mortgage-llc-1817406",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://smartermortgagelending.com/damaris-campos/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1817406,
        "lender_name": "Smarter Mortgage LLC",
        "lender_slug": "smarter-mortgage-llc-1817406",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://smartermortgagelending.com/damaris-campos/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://smartermortgagelending.com/damaris-campos/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-01-31",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "8",
        "source": "lender_site",
        "source_url": "https://smartermortgagelending.com/damaris-campos/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Behind-the-scenes hands-on experience in the home financing process before becoming a loan officer",
        "source": "lender_site",
        "source_url": "https://smartermortgagelending.com/damaris-campos/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "New to the loan officer role",
        "source": "lender_site",
        "source_url": "https://smartermortgagelending.com/damaris-campos/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 05:35:27.234603+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/damaris-campos-2478819#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://smartermortgagelending.com/damaris-campos/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-01-31",
      "state": "TX"
    },
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      "year": 2025,
      "state": "TX"
    },
    "federal_registration": null
  }
}