{
  "canonical_url": "https://lendb.ai/lo/rachel-thorell-252850",
  "loan_officer": {
    "nmls_id": 252850,
    "slug": "rachel-thorell-252850",
    "canonical_url": "https://lendb.ai/lo/rachel-thorell-252850",
    "md_url": "https://lendb.ai/lo/rachel-thorell-252850.md",
    "json_url": "https://lendb.ai/lo/rachel-thorell-252850.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/252850",
    "full_name": {
      "value": "Rachel Thorell",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Rachel",
    "last_name": "Thorell",
    "headshot_url": {
      "value": "https://lifetimehomeloans.com/wp-content/uploads/2024/12/Rachel-Thorell-Color.png",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Rachel Thorell is a Loan Officer with 30 years in mortgage lending. Their page says they serve on nonprofit boards, including the Children of Ethiopia Education Fund for 10 years and Builders Without Borders of Utah for 7 years. They also mention reverse mortgages among the loans they help with.",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1861406,
      "lender_name": "Lifetime Home Loans, LLC",
      "lender_slug": "lifetime-home-loans-llc-1861406",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1861406,
        "lender_name": "Lifetime Home Loans, LLC",
        "lender_slug": "lifetime-home-loans-llc-1861406",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Children of Ethiopia Education Fund, 10 years",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Builders Without Borders of Utah, 7 years",
        "source": "lender_site",
        "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:33:32.614773+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rachel-thorell-252850#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lifetimehomeloans.com/project/rachel-thorell/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}