{
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    "md_url": "https://lendb.ai/lo/ja-lyn-kellerman-253195.md",
    "json_url": "https://lendb.ai/lo/ja-lyn-kellerman-253195.json",
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    "full_name": {
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      "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
      "verified_at": "2026-10-16"
    },
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      {
        "name": "Ja'Lyn Kellerman",
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        "first_name": "Ja'Lyn",
        "middle_initial": "M",
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        ],
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      "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
      "verified_at": "2026-10-16"
    },
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      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
      "verified_at": "2026-10-16"
    },
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      "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
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    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
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      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": null,
      "branch_state": "MO",
      "branch_zip": "64063",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
      "verified_at": "2026-10-16"
    },
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        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": null,
        "branch_state": "MO",
        "branch_zip": "64063",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO136026",
        "status": "expired",
        "issued_at": "2025-03-07",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.69,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.69,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.69,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
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        "value": "https://www.linkedin.com/in/jalynkellermanmortgage/",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over 20",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "The University of Missouri Kansas City",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Scotsman Guide Top 1% Women Originator",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Experience.com Top Performer",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "MHDC Top Producer",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "President's Club 2020-2025",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Kansas City Women's Council of Realtors",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 08:11:40.98904+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ja-lyn-kellerman-253195#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/jalyndoeshomeloans",
      "verified_at": "2026-10-16"
    },
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      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}