{
  "canonical_url": "https://lendb.ai/lo/megan-oberholtzer-2546131",
  "loan_officer": {
    "nmls_id": 2546131,
    "slug": "megan-oberholtzer-2546131",
    "canonical_url": "https://lendb.ai/lo/megan-oberholtzer-2546131",
    "md_url": "https://lendb.ai/lo/megan-oberholtzer-2546131.md",
    "json_url": "https://lendb.ai/lo/megan-oberholtzer-2546131.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2546131",
    "full_name": {
      "value": "Megan Oberholtzer",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Megan",
    "last_name": "Oberholtzer",
    "licensed_names": [
      {
        "name": "Megan Oberholtzer",
        "name_with_middle_initial": "Megan K. Oberholtzer",
        "first_name": "Megan",
        "middle_initial": "K",
        "last_name": "Oberholtzer",
        "states": [
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        ],
        "source": "state_regulator",
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      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Megan has called Pensacola home for 18 years and describes deep knowledge of the local real estate market. Based in Pensacola, Florida, they bring a personal, client-focused approach.",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 65716,
      "lender_name": "Trident Home Loans",
      "lender_slug": "trident-home-loans-65716",
      "branch_city": "Pensacola",
      "branch_state": "FL",
      "branch_zip": "32504",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "lender_slug": "trident-home-loans-65716",
        "branch_city": "Pensacola",
        "branch_state": "FL",
        "branch_zip": "32504",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://tridenthomeloans.com/megan-oberholtzer/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO125911",
        "status": "active",
        "issued_at": "2024-02-05",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "condo",
        "label": "Condo",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "low-credit",
        "label": "Low credit score",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 01:26:13.828643+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/megan-oberholtzer-2546131#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/megan-oberholtzer/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-02-05",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": null
  }
}