{
  "canonical_url": "https://lendb.ai/lo/richard-lanes-255571",
  "loan_officer": {
    "nmls_id": 255571,
    "slug": "richard-lanes-255571",
    "canonical_url": "https://lendb.ai/lo/richard-lanes-255571",
    "md_url": "https://lendb.ai/lo/richard-lanes-255571.md",
    "json_url": "https://lendb.ai/lo/richard-lanes-255571.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255571",
    "full_name": {
      "value": "Rich Lanes",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Rich",
    "last_name": "Lanes",
    "headshot_url": {
      "value": "https://c2financial.com/images/loan-officers/rlanes_lo_portrait.png",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Rich transitioned from aerospace engineering in 1993 to become a mortgage professional, driven by wanting to treat clients better than he had been treated. He was President of the San Diego Association of Mortgage Brokers (1998-2000) and has been a top 5% producer at C2 Financial.",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 6,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 135622,
      "lender_name": "C2 Financial Corporation",
      "lender_slug": "c2-financial-corporation-135622",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 135622,
        "lender_name": "C2 Financial Corporation",
        "lender_slug": "c2-financial-corporation-135622",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO69689",
        "status": "active",
        "issued_at": "2020-04-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Bachelor of Science and Master of Science in Mechanical Engineering from University of Virginia (1980, 1982)",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "President of the San Diego Association of Mortgage Brokers",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "FIVE STAR Best in Client Satisfaction, Mortgage Professional (2010-2024)",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Mortgage Executives Top 1% Mortgage Originators in America (2020)",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:04:31.980651+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/richard-lanes-255571#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/rlanes/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2020,
      "state": "FL"
    },
    "federal_registration": null
  }
}