{
  "canonical_url": "https://lendb.ai/lo/steve-kim-259197",
  "loan_officer": {
    "nmls_id": 259197,
    "slug": "steve-kim-259197",
    "canonical_url": "https://lendb.ai/lo/steve-kim-259197",
    "md_url": "https://lendb.ai/lo/steve-kim-259197.md",
    "json_url": "https://lendb.ai/lo/steve-kim-259197.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259197",
    "full_name": {
      "value": "Steve Kim",
      "source": "state_regulator",
      "source_url": "https://cpslending.com/steve/pf",
      "verified_at": "2026-10-15"
    },
    "first_name": "Steve",
    "last_name": "Kim",
    "licensed_names": [
      {
        "name": "Steve Kim",
        "name_with_middle_initial": "Steve S. Kim",
        "first_name": "Steve",
        "middle_initial": "S",
        "last_name": "Kim",
        "states": [
          "CA",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Steve Kim is CEO at the California Main Office. They have nearly 20 years in the mortgage industry and say they help families and investors with home purchase and refinance financing, including creative strategies.",
      "source": "state_regulator",
      "source_url": "https://cpslending.com/steve/pf",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "CEO",
      "source": "state_regulator",
      "source_url": "https://cpslending.com/steve/pf",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://cpslending.com/steve/pf",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 40,
    "current_employment": {
      "lender_nmls_id": 1579697,
      "lender_name": "Oz Gram Investment, Inc.",
      "lender_slug": "oz-gram-investment-inc-1579697",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://cpslending.com/steve/pf",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://cpslending.com/steve/pf",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1579697,
        "lender_name": "Oz Gram Investment, Inc.",
        "lender_slug": "oz-gram-investment-inc-1579697",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://cpslending.com/steve/pf",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://cpslending.com/steve/pf",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2022-03-14",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01843316",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO259197",
        "status": "active",
        "issued_at": "2016-10-14",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "nearly twenty",
        "source": "lender_site",
        "source_url": "https://cpslending.com/steve/pf",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/steve-kim-259197#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://cpslending.com/steve/pf",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2016-10-14",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2016,
      "state": "CA"
    },
    "federal_registration": null
  }
}