{
  "canonical_url": "https://lendb.ai/lo/kyle-spina-2635619",
  "loan_officer": {
    "nmls_id": 2635619,
    "slug": "kyle-spina-2635619",
    "canonical_url": "https://lendb.ai/lo/kyle-spina-2635619",
    "md_url": "https://lendb.ai/lo/kyle-spina-2635619.md",
    "json_url": "https://lendb.ai/lo/kyle-spina-2635619.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2635619",
    "full_name": {
      "value": "Kyle Spina",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Kyle",
    "last_name": "Spina",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/e8c0de05-7187-4445-a3a0-5f8597e169ec/Website/3597_Spina_2635619.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Kyle transitioned from two years of teaching to home financing, combining academic background in history, English and special education with real estate and finance passion to help families purchase homes.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Allentown",
      "branch_state": "PA",
      "branch_zip": "18101",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Allentown",
        "branch_state": "PA",
        "branch_zip": "18101",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "115668",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Academic foundation in history, English and special education",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:40:54.224494+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kyle-spina-2635619#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/allentown-pa-3597/kyle-spina/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}