{
  "canonical_url": "https://lendb.ai/lo/steve-christenson-268661",
  "loan_officer": {
    "nmls_id": 268661,
    "slug": "steve-christenson-268661",
    "canonical_url": "https://lendb.ai/lo/steve-christenson-268661",
    "md_url": "https://lendb.ai/lo/steve-christenson-268661.md",
    "json_url": "https://lendb.ai/lo/steve-christenson-268661.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/268661",
    "full_name": {
      "value": "Steve Christenson",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "first_name": "Steve",
    "last_name": "Christenson",
    "headshot_url": null,
    "bio": {
      "value": "Steve brings nearly 20 years of mortgage industry experience, helping families find real solutions to their financial and home goals. He stays current on latest mortgage and real estate trends to ensure smooth loan processes.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Advisor",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 19,
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1850,
      "lender_name": "American Pacific Mortgage",
      "lender_slug": "american-pacific-mortgage-1850",
      "branch_city": "Layton",
      "branch_state": "UT",
      "branch_zip": "84041",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.apmortgage.com/steve-christenson",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1850,
        "lender_name": "American Pacific Mortgage",
        "lender_slug": "american-pacific-mortgage-1850",
        "branch_city": "Layton",
        "branch_state": "UT",
        "branch_zip": "84041",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.apmortgage.com/steve-christenson",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/steve-christenson-34b44113/",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "19",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/steve-christenson",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:03:37.567742+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/steve-christenson-268661#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/steve-christenson",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}