{
  "canonical_url": "https://lendb.ai/lo/pete-rinzel-269146",
  "loan_officer": {
    "nmls_id": 269146,
    "slug": "pete-rinzel-269146",
    "canonical_url": "https://lendb.ai/lo/pete-rinzel-269146",
    "md_url": "https://lendb.ai/lo/pete-rinzel-269146.md",
    "json_url": "https://lendb.ai/lo/pete-rinzel-269146.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/269146",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
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    "last_name": "Rinzel",
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      {
        "name": "Peter Rinzel",
        "name_with_middle_initial": null,
        "first_name": "Peter",
        "middle_initial": null,
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        ],
        "source": "state_regulator",
        "as_of": "2026-10-21"
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      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Senior Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
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    "years_experience": {
      "value": 28,
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 419538,
      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Excelsior",
      "branch_state": "MN",
      "branch_zip": "55331",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Excelsior",
        "branch_state": "MN",
        "branch_zip": "55331",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "269146",
        "status": "expired",
        "issued_at": "2010-06-08",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.69,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.69,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.69,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/pete-rinzel-042464a/",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "28",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "More than $750 million in residential mortgages personally originated",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Super Mortgage Professional, 2016 to present",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Bell Mortgage President's Club, 1992 to present",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Bell's Pay it Forward program",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 14:57:59.133113+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/pete-rinzel-269146#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/peterinzel",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2010-06-08",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2010,
      "state": "WI"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}