{
  "canonical_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950",
  "loan_officer": {
    "nmls_id": 2715950,
    "slug": "kelli-jo-pozsgai-2715950",
    "canonical_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950",
    "md_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950.md",
    "json_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2715950",
    "full_name": {
      "value": "Kelli Jo Pozsgai",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "first_name": "Kelli Jo",
    "last_name": "Pozsgai",
    "headshot_url": {
      "value": "https://www.firstmid.com/assets/files/Q0zGaaHC/KelliJo.Pozsgai_275x360.jpg",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Kelli Jo Pozsgai is a Mortgage Loan Officer II based in Mattoon, Illinois. They serve Effingham, Mattoon, Neoga, IL, and surrounding communities. They bring real estate experience from working on both sides of the transaction.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Mortgage Loan Officer II",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 411170,
      "lender_name": "First Mid Bank & Trust",
      "lender_slug": "first-mid-bank-trust-411170",
      "branch_city": "Mattoon",
      "branch_state": "IL",
      "branch_zip": "61938",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411170,
        "lender_name": "First Mid Bank & Trust",
        "lender_slug": "first-mid-bank-trust-411170",
        "branch_city": "Mattoon",
        "branch_state": "IL",
        "branch_zip": "61938",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Effingham, Mattoon, Neoga, IL, and surrounding communities",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "worked on both sides of the real estate transaction",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 13:20:18.911576+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kelli-jo-pozsgai-2715950#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/kelli-jo-pozsgai",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}