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        "value": "investment finance degree from Metropolitan State University in Denver, CO",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 00:45:26.097931+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ronald-luttrull-274181#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/sandiego/ron-luttrull-416-exrl.html",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2014,
      "state": "FL"
    },
    "federal_registration": null
  }
}