{
  "canonical_url": "https://lendb.ai/lo/carlton-bradley-2794435",
  "loan_officer": {
    "nmls_id": 2794435,
    "slug": "carlton-bradley-2794435",
    "canonical_url": "https://lendb.ai/lo/carlton-bradley-2794435",
    "md_url": "https://lendb.ai/lo/carlton-bradley-2794435.md",
    "json_url": "https://lendb.ai/lo/carlton-bradley-2794435.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794435",
    "full_name": {
      "value": "Carlton Bradley",
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Carlton",
    "last_name": "Bradley",
    "licensed_names": [
      {
        "name": "Carlton Bradley",
        "name_with_middle_initial": "Carlton L. Bradley",
        "first_name": "Carlton",
        "middle_initial": "L",
        "last_name": "Bradley",
        "states": [
          "CA",
          "IA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://independencehl.com/wp-content/uploads/2026/02/CarltonBradleyWebsite-1-350x350.png",
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Carlton Bradley is an IGNITE Loan Officer. Their mortgage industry experience dates back to 2017. They previously worked as a home and auto insurance professional.",
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "IGNITE Loan Officer",
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 2524174,
      "lender_name": "INDEPENDENCE HOME LOANS LLC",
      "lender_slug": "independence-home-loans-llc-2524174",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://independencehl.com/carlton-bradley/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2524174,
        "lender_name": "INDEPENDENCE HOME LOANS LLC",
        "lender_slug": "independence-home-loans-llc-2524174",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://independencehl.com/carlton-bradley/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://independencehl.com/carlton-bradley/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "56984",
        "status": "active",
        "issued_at": "2026-04-13",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2794435",
        "status": "active",
        "issued_at": "2026-02-11",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2017",
        "source": "lender_site",
        "source_url": "https://independencehl.com/carlton-bradley/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Former home and auto insurance professional",
        "source": "lender_site",
        "source_url": "https://independencehl.com/carlton-bradley/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 11:59:35.168559+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carlton-bradley-2794435#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://independencehl.com/carlton-bradley/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2026-02-11",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2026,
      "state": "CA"
    },
    "federal_registration": null
  }
}