{
  "canonical_url": "https://lendb.ai/lo/dimitri-timm-280212",
  "loan_officer": {
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    "slug": "dimitri-timm-280212",
    "canonical_url": "https://lendb.ai/lo/dimitri-timm-280212",
    "md_url": "https://lendb.ai/lo/dimitri-timm-280212.md",
    "json_url": "https://lendb.ai/lo/dimitri-timm-280212.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/280212",
    "full_name": {
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      "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "verified_at": "2026-10-15"
    },
    "first_name": "Dimitri",
    "last_name": "Timm",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/lkjCidkLCcUDxLd5tBVtaWtuQjPvrIwShcizKtZ4fhA/3585x4236.jpg",
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      "verified_at": "2026-10-15"
    },
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      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "VP of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
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      "lender_slug": "guaranteed-rate-affinity-llc-1598647",
      "branch_city": "Aptos",
      "branch_state": "CA",
      "branch_zip": "95003",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
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        "lender_slug": "guaranteed-rate-affinity-llc-1598647",
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        "branch_state": "CA",
        "branch_zip": "95003",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
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        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/dimitri-timm-6aa8558/",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2001",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Aptos, Santa Cruz, Capitola, and all of California",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "multi-year President's Club honoree",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "former winner of Best Mortgage Broker in Santa Cruz County",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "more than 1,000 families served; average of $20 million in annual production",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 09:11:24.748929+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/dimitri-timm-280212#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/dimitri-timm-280212",
      "verified_at": "2026-10-15"
    },
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    "licensed_since": null,
    "federal_registration": null
  }
}