{
  "canonical_url": "https://lendb.ai/lo/eric-carden-2817713",
  "loan_officer": {
    "nmls_id": 2817713,
    "slug": "eric-carden-2817713",
    "canonical_url": "https://lendb.ai/lo/eric-carden-2817713",
    "md_url": "https://lendb.ai/lo/eric-carden-2817713.md",
    "json_url": "https://lendb.ai/lo/eric-carden-2817713.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2817713",
    "full_name": {
      "value": "Eric Carden",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Eric",
    "last_name": "Carden",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/7c3be9bb-353d-4a72-8b02-b2f752332aeb/Website/5268_Carden_2817713.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Eric is a Marine Corps Veteran honored to serve Veterans, Active-Duty Service Members and Military Families with VA loan options. He transitioned from real estate into lending to better understand the mortgage industry and now provides personalized service to homebuyers.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Denville",
      "branch_state": "NJ",
      "branch_zip": "07834",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Denville",
        "branch_state": "NJ",
        "branch_zip": "07834",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "122805",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Marine Corps Veteran",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Previous experience as a real estate agent",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 23:59:01.997262+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/eric-carden-2817713#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/denville-nj-5268/eric-carden/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}