{
  "canonical_url": "https://lendb.ai/lo/charlie-johnson-284244",
  "loan_officer": {
    "nmls_id": 284244,
    "slug": "charlie-johnson-284244",
    "canonical_url": "https://lendb.ai/lo/charlie-johnson-284244",
    "md_url": "https://lendb.ai/lo/charlie-johnson-284244.md",
    "json_url": "https://lendb.ai/lo/charlie-johnson-284244.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284244",
    "full_name": {
      "value": "Charlie Johnson",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Charlie",
    "last_name": "Johnson",
    "licensed_names": [
      {
        "name": "Charles Johnson",
        "name_with_middle_initial": null,
        "first_name": "Charles",
        "middle_initial": null,
        "last_name": "Johnson",
        "states": [
          "WI"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-21"
      }
    ],
    "headshot_url": {
      "value": "https://www.bankfivenine.com/wp-content/uploads/2024/07/Bank59-Charlie-Johnson-0724-websquare-removebg-preview.png",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Lender",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 26,
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 410817,
      "lender_name": "Bank Five Nine",
      "lender_slug": "bank-five-nine-410817",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 410817,
        "lender_name": "Bank Five Nine",
        "lender_slug": "bank-five-nine-410817",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "17586",
        "status": "expired",
        "issued_at": "1991-11-12",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/2charlie/",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "26",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Proposed and helped build the Nicolet Roche Mountain bike trail",
        "source": "lender_site",
        "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:36:21.929271+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/charlie-johnson-284244#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.bankfivenine.com/banker/mortgage-lenders/charlie-johnson/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "1991-11-12",
      "state": "WI"
    },
    "licensed_since": {
      "year": 1991,
      "state": "WI"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}