{
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    "md_url": "https://lendb.ai/lo/michael-silva-290794.md",
    "json_url": "https://lendb.ai/lo/michael-silva-290794.json",
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
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      "verified_at": "2026-10-09"
    },
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      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
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    },
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      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
      "verified_at": "2026-10-09"
    },
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      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
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    },
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
      "verified_at": "2026-10-09"
    },
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    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Roseville",
      "branch_state": "CA",
      "branch_zip": "95661",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Roseville",
        "branch_state": "CA",
        "branch_zip": "95661",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO112393",
        "status": "active",
        "issued_at": "2022-08-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/michael-silva-a9308022",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "24",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:57:43.457666+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-silva-290794#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/",
      "verified_at": "2026-10-09"
    },
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      "year": 2022,
      "state": "FL"
    },
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  }
}