{
  "canonical_url": "https://lendb.ai/lo/mindy-covington-304388",
  "loan_officer": {
    "nmls_id": 304388,
    "slug": "mindy-covington-304388",
    "canonical_url": "https://lendb.ai/lo/mindy-covington-304388",
    "md_url": "https://lendb.ai/lo/mindy-covington-304388.md",
    "json_url": "https://lendb.ai/lo/mindy-covington-304388.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/304388",
    "full_name": {
      "value": "Mindy Covington",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Mindy",
    "last_name": "Covington",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/hpma-mindy-covington.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Mindy is passionate about helping homebuyers and homeowners navigate mortgages with clarity and personalized support. She serves clients in her local community and surrounding areas, focusing on clear communication and dependable guidance through closing.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Spanish Fork",
      "branch_state": "UT",
      "branch_zip": "84660",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Spanish Fork",
        "branch_state": "UT",
        "branch_zip": "84660",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Spanish Fork and surrounding areas",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 01:41:30.165833+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mindy-covington-304388#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ut/spanishfork/mindy-covington-161-hpma.html",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}