{
  "canonical_url": "https://lendb.ai/lo/debbie-wood-306017",
  "loan_officer": {
    "nmls_id": 306017,
    "slug": "debbie-wood-306017",
    "canonical_url": "https://lendb.ai/lo/debbie-wood-306017",
    "md_url": "https://lendb.ai/lo/debbie-wood-306017.md",
    "json_url": "https://lendb.ai/lo/debbie-wood-306017.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/306017",
    "full_name": {
      "value": "Debbie Wood",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "first_name": "Debbie",
    "last_name": "Wood",
    "headshot_url": {
      "value": "https://www.evergreenhomeloans.com/media/i1als3v5/debbie-wood-reno-nv-evergreen-home-loans-home-loan-officer.jpg?anchor=center&mode=crop&width=475&height=475&rnd=134322314499970000",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Debbie transitioned to real estate lending in 1987 after starting as a Realtor in 1979. She specializes in helping first-time homebuyers, investment property buyers, and seniors with reverse mortgages.",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 3182,
      "lender_name": "Evergreen Home Loans",
      "lender_slug": "evergreen-home-loans-3182",
      "branch_city": "Reno",
      "branch_state": "NV",
      "branch_zip": "89511",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3182,
        "lender_name": "Evergreen Home Loans",
        "lender_slug": "evergreen-home-loans-3182",
        "branch_city": "Reno",
        "branch_state": "NV",
        "branch_zip": "89511",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1987",
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Realtor",
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Involved in the senior community helping seniors with retirement planning",
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:41:39.675859+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/debbie-wood-306017#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/debbie-wood",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}