{
  "canonical_url": "https://lendb.ai/lo/scott-gibson-306614",
  "loan_officer": {
    "nmls_id": 306614,
    "slug": "scott-gibson-306614",
    "canonical_url": "https://lendb.ai/lo/scott-gibson-306614",
    "md_url": "https://lendb.ai/lo/scott-gibson-306614.md",
    "json_url": "https://lendb.ai/lo/scott-gibson-306614.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/306614",
    "full_name": {
      "value": "Scott Gibson",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Scott",
    "last_name": "Gibson",
    "headshot_url": {
      "value": "https://www.intercaplending.com/wp-content/uploads/2019/05/Scott_Gibson_2023_600x900-300x450.png",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Scott Gibson has been helping clients achieve real estate goals for over 25 years as a lifelong Washington County resident. He served two terms on the Utah State Mortgage Regulatory Committee and has led teams as a branch manager, bringing integrity and market expertise to his work.",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 190465,
      "lender_name": "Intercap Lending",
      "lender_slug": "intercap-lending-190465",
      "branch_city": "St. George",
      "branch_state": "UT",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 190465,
        "lender_name": "Intercap Lending",
        "lender_slug": "intercap-lending-190465",
        "branch_city": "St. George",
        "branch_state": "UT",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/scott-gibson-92440b78/",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Washington County, Utah",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Served two terms on the Utah State Mortgage Regulatory Committee",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:57:42.696375+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-gibson-306614#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}