{
  "canonical_url": "https://lendb.ai/lo/tammy-cobbs-308504",
  "loan_officer": {
    "nmls_id": 308504,
    "slug": "tammy-cobbs-308504",
    "canonical_url": "https://lendb.ai/lo/tammy-cobbs-308504",
    "md_url": "https://lendb.ai/lo/tammy-cobbs-308504.md",
    "json_url": "https://lendb.ai/lo/tammy-cobbs-308504.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/308504",
    "full_name": {
      "value": "Tammy Cobbs",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Tammy",
    "last_name": "Cobbs",
    "headshot_url": {
      "value": "https://prosperitybankhomeloans.com/wp-content/uploads/2019/01/Tammy_Cobbs.jpg",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Tammy has nearly 20 years of mortgage lending experience and prioritizes superior customer service. More than half of her business comes from repeat customers and referrals, earning her a reputation as a trusted advisor among real estate and financial professionals.",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 466414,
      "lender_name": "Prosperity Bank",
      "lender_slug": "prosperity-bank-466414",
      "branch_city": "Plano",
      "branch_state": "TX",
      "branch_zip": "75093",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 466414,
        "lender_name": "Prosperity Bank",
        "lender_slug": "prosperity-bank-466414",
        "branch_city": "Plano",
        "branch_state": "TX",
        "branch_zip": "75093",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "almost 20",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "D Magazine Best Mortgage Professional award winner",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Five Star Mortgage Professional award winner",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Baylor University",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Active in church and volunteering in community",
        "source": "lender_site",
        "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:47:00.393605+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tammy-cobbs-308504#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}