{
  "canonical_url": "https://lendb.ai/lo/frank-cano-314812",
  "loan_officer": {
    "nmls_id": 314812,
    "slug": "frank-cano-314812",
    "canonical_url": "https://lendb.ai/lo/frank-cano-314812",
    "md_url": "https://lendb.ai/lo/frank-cano-314812.md",
    "json_url": "https://lendb.ai/lo/frank-cano-314812.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314812",
    "full_name": {
      "value": "Frank Cano",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Frank",
    "last_name": "Cano",
    "headshot_url": null,
    "bio": {
      "value": "Frank has 26+ years in mortgage lending, specializing in guiding clients through homebuying decisions. Recognized as 2021 Loan Officer of the Year, he delivers personalized solutions for first-time buyers, refinances, and investment properties.",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 26,
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 134871,
      "lender_name": "Highlands Residential Mortgage",
      "lender_slug": "highlands-residential-mortgage-134871",
      "branch_city": null,
      "branch_state": "TX",
      "branch_zip": "78232",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 134871,
        "lender_name": "Highlands Residential Mortgage",
        "lender_slug": "highlands-residential-mortgage-134871",
        "branch_city": null,
        "branch_state": "TX",
        "branch_zip": "78232",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "26",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "2021 Loan Officer of the Year",
        "source": "lender_site",
        "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:15:27.265599+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/frank-cano-314812#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.highlandsmortgage.com/agents/frank-cano/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}